FILE – Photo of a map of the US with a background showing $100 USD. (Getty Images)
\n\nAs Americans continue to grapple with high prices on groceries, gas, and other household essentials, even earning a six-figure salary doesn’t guarantee financial stability in these uncertain times.
\n\nA study conducted by SmartAsset found what it takes to live comfortably in each U.S. state in 2026.
\n\nThe study analyzed the annual pre-tax income needed to live comfortably across all 50 U.S. states using the 50/30/20 budgeting framework, where 50% of income covers basic necessities (based on MIT’s Living Wage Calculator data), 30% is allocated to discretionary spending, and 20% goes toward savings and debt repayment.
\n\nDriven by rising costs in housing, groceries, and utilities, the study revealed that a single adult with no children needs at least $80,000 annually to live comfortably in every state, with the required salary exceeding $100,000 in nearly half of the states.
\n\nFor a family of four (two working adults and two children), the required household income reaches $200,000 or more in 40 out of 50 states.
\n\nGeographically, Hawaii and Massachusetts top the rankings as the most expensive states to maintain a comfortable lifestyle.
\n\nHawaii requires the highest…
Original source: https://www.livenowfox.com/money
